Loan amount
Assessed individually and confirmed in your contract
LunSa Loans · Short-term lending
Clear short-term loans with a fixed fee.
Short-term loans with a clear fixed fee — apply online, upload your documents, and get a personalised offer in your contract.
- Simple online application
- Upload ID, payslip, bank statements and a selfie with ID
- Final amount and fee confirmed in your contract
- Simple application
- Secure process
- Transparent fees
- Manage online
Do you qualify?
Built for employed South Africans who need short-term cash with clarity.
- 18 years or older with a valid SA ID
- Permanent employment / verifiable income
- Active South African bank account
- Able to repay on your agreed weekly or monthly date
How it works
Your loan journey in 7 clear steps.
From first apply to managing repayments — one path for every customer. Tap a step to explore.
Step 1 of 7
Apply
Start online in minutes. Tell us a little about yourself, then continue into a guided application — no public loan calculator.
More than just a loan.
It’s peace of mind.
We keep the journey simple: transparent information, secure handling of your details, and an account experience designed for real life.
Get startedLoan information
Short-term. Fixed fee. Case by case.
Terms
Mainly about one month — weekly-pay options available
Fixed fee
Same service fee for your agreed short term — not a long-term calculator quote
Repayments
Weekly or monthly — aligned to your salary date where possible
Fees
No hidden website estimates — full disclosure in your quotation
Documents
Upload via the secure form only — not via WhatsApp
Compliance
Trusted. Compliant. Secure.
Selio (Pty) Ltd t/a LunSa Loans is a registered credit provider under the National Credit Act 34 of 2005.
FAQ
Still have questions?
Straight answers before you apply. Prefer to talk? Use WhatsApp for text questions — upload official documents only on the application form.
What documents do I need to apply?
Latest payslip, three months’ bank statements, an ID copy, and a selfie holding your ID. Upload everything on the website form — not via WhatsApp.
Why is there no loan calculator?
We charge a fixed service fee for short-term loans. A standard instalment calculator would show the wrong figures. Your exact cash amount, fees and repayment are set out in your quotation and loan agreement.
Will a credit check be done?
Yes. Affordability and credit assessment form part of responsible lending under the National Credit Act. You authorise this in the application.
How quickly can I get a decision?
Many applications are assessed quickly once documents are complete. Timing depends on verification and completeness.
Can I send documents on WhatsApp?
No. WhatsApp is for text questions only. Official documents and contracts are handled through the secure website form (and later live chat when enabled).
Is my information secure?
We protect personal information in line with POPIA and keep document access controlled and auditable.